Fintech companies
Fintech teams win on product velocity, not on plumbing. BLK Tech supplies the wallet ledger, gateway rails and risk layer behind your app, so your engineers spend their quarter on features your users can see.
Wallets, payments and payouts arrive as one integration instead of three vendor projects running in parallel.
One ledger, one API pattern, one risk configuration, so support and finance are not reconciling three systems.
New markets, methods and currencies are configuration changes, not another engineering cycle.
Services presented
These are the services we present to fintech clients, taken together or one at a time, depending on what you already have running.
Multi-currency accounts and balances under your brand, created through the API as your users onboard.
Card, bank and local method acceptance behind a single endpoint pattern with smart routing.
Instant internal movement plus bank, card and digital asset payouts from the same balance.
AI-driven scoring, device and velocity signals, and dynamic risk assessment in the transaction flow.
Solution design, sandbox support, go-live runbook and a named contact once you are live.
The flow
your user signs up in your app; a wallet account is created via API with KYC status attached.
card, bank or crypto inbound credits the wallet, screened as it arrives.
balances spend, transfer instantly, or convert between currencies at a locked rate.
every movement posts to one ledger with exports your finance and compliance teams can use.
Products behind it
Wallets
The ledger your product sits on: multi-currency balances, instant transfers, FX and payouts.
Explore walletsGateway
Acceptance with smart routing and retries, so funding a wallet does not fail at checkout.
Explore the gatewayCross-border payments
Encryption, monitoring and evidence trails that hold up in a licence conversation.
See cross-borderCompliance & risk
Fintechs are judged on the controls behind the product. Deployments include end-to-end encryption, KYC-aware account capability, real-time transaction monitoring and screening in the flow, documented so your compliance team can evidence them to a regulator or banking partner rather than describing them from memory.
Security & complianceFAQ
Yes. The gateway can orchestrate over acquirers you already hold, alongside new ones, with routing rules deciding which gets each transaction.
That depends on your model and market, and it is a question for your legal counsel. What we can say is that our controls and reporting are designed for regulated market entry, and we work alongside both licensed entities and businesses operating under a partner’s permissions.
After discovery you get a written integration scope with the endpoints involved and a realistic timeline. We would rather size it against your stack than publish a number that flatters us.
Next step
Thirty minutes with an engineer, your flows on the table, and an honest read on what to build and what to buy.
