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Industries

Payment infrastructure for the six industries we serve

We work with businesses that move money for other people. Each sector arrives with its own rails, regulators and failure modes, so the services we present are shaped per industry, not sold as one bundle.

  • 01

    Fintech companies

    Launch wallets, payments and payouts on one integration while your team keeps shipping product.

    LICENCE ROUTE
    ~9 monthsWITH BLK TECH
    ~6 weeks
    YOU LAUNCH HERE

    What it solves

    • White-label multi-currency wallet
    • Gateway integration
    • Fraud and risk intelligence
    • Launch and scale support
    Fintech companies in detail
  • 02

    Payment service providers

    Add acquirers, methods and markets by configuration instead of another integration project.

    WITHOUT BLK TECH
    SWIFT
    SEPA
    ACH
    FPS
    PIX
    UPI6×WITH BLK TECH
    BLK TECH
    1×Same 6 rails · one connection

    What it solves

    • Gateway orchestration
    • Merchant sub-accounts
    • Settlement and reconciliation
    • Chargeback mitigation
    Payment service providers in detail
  • 03

    Global merchants

    Local methods, local currency and smarter routing, so fewer good customers get declined.

    STANDARD CHECKOUT
    84%WITH BLK TECH
    97%Routed around: wrong method · wrong currency · wrong decline

    What it solves

    • Cross-border processing
    • Local payment methods
    • Multi-currency settlement
    • Fraud and chargeback defence
    Global merchants in detail
  • 04

    Crypto & digital assets

    Branded custody and crypto payments with one risk policy across digital assets and fiat.

    WITHOUT XGATE
    CRYPTO
    FIATWITH XGATE
    ONE POLICYCRYPTO + FIATCustody and compliance, under one policy

    What it solves

    • BLK XGATE custody
    • Crypto invoicing
    • Fiat on- and off-ramp
    • Policy and oversight tooling
    Crypto & digital assets in detail
  • 05

    Digital banking platforms

    Multi-currency accounts and instant movement beside your core, with reporting your regulator expects.

    LEDGER
    RAILS
    YOUR COREexisting system
    BLK TECHcore-adjacent
    MONITORING
    REPORTING

    What it solves

    • Multi-currency account ledger
    • Bank and card rails
    • Real-time monitoring
    • Regulatory reporting
    Digital banking platforms in detail
  • 06

    Remittance & money transfer

    Corridor routing, locked-rate FX and multi-rail payouts, with screening inside the flow.

    MARGIN HELD · BY CORRIDOR~92% AVG
    91%
    EUR > MXN93%
    GBP > KES92%
    USD > PHP94%
    EUR > NGN

    What it solves

    • Corridor-aware routing
    • Locked-rate FX
    • Multi-rail payouts
    • Agent sub-accounts
    Remittance & money transfer in detail

At a glance

Which products each sector usually starts with

SectorUsually starts withAdds nextThe pain it removes
FintechDigital walletGateway + fraud toolingEngineering time spent on plumbing
PSPsGateway orchestrationWallet sub-accountsOne integration per new acquirer
MerchantsGatewayMulti-currency settlementDeclines and missing local methods
CryptoBLK XGATE custodyFiat wallet + gatewayCustody and compliance credibility
Digital bankingWallet ledgerRails + monitoringCore roadmap cannot absorb it
RemittanceWallet + corridorsGateway collectionPayout reach and FX margin

Next step

Not sure which industry description fits you?

Most of our clients sit across two of these. Tell us what you actually do and we will tell you which parts of the stack are relevant.