Digital banking platforms
Digital banks and banking-as-a-service platforms need instant, multi-currency, always-on money movement without a core replacement programme. BLK Tech provides the ledger and rails that sit beside your core, with monitoring and reporting your control functions expect.
Wallet ledger and rails integrate beside your core rather than inside it.
Internal transfers settle immediately; outbound rails are chosen per destination.
Real-time monitoring and exports built for regulatory reporting, not retrofitted to it.
Services presented
The services we present to digital banking platforms, EMIs and banking-as-a-service providers.
Currency accounts and balances per customer, with a continuous audit trail.
Bank and card rails for inbound and outbound movement, routed by destination.
Quote, lock and convert between held currencies with the margin recorded per transaction.
Transaction monitoring and alerting to your risk and operations teams as events happen.
Exports and evidence trails aligned to the reporting your permissions require.
The flow
a customer account is provisioned with the currency balances your product offers.
inbound and internal movement settles in real time on one ledger.
FX runs between held currencies with rate and margin captured.
monitoring, alerting and reporting feed your existing control framework.
Products behind it
Wallets
The multi-currency ledger and payout layer beside your core.
Explore walletsGateway
Card and bank acceptance for funding and collections.
Explore the gatewayCross-border payments
Encryption, authentication and monitoring aligned to regulated operations.
See cross-borderCompliance & risk
Regulated institutions cannot accept controls they cannot evidence. Deployments include end-to-end encryption, advanced authentication including biometrics and multi-factor challenges, real-time transaction monitoring and screening in-flow, with audit trails and reporting exports designed for regulatory review.
Security & complianceFAQ
No. We sit beside it. The wallet ledger handles multi-currency balances and movement; your core keeps doing what it does.
Every movement is traceable on one ledger, with exports and monitoring output shaped for the reporting your permissions require. The specifics are agreed with your compliance team in solution design.
Advanced authentication is standard: biometrics, multi-factor and step-up challenges on sensitive actions, configurable per customer segment and action type.
Next step
Bring your product roadmap and your control requirements. We will show where the ledger fits and what it evidences.
